Client Service Portal

Core Industries

Protecting Golf Clubs, Country Clubs & Premier Recreational Destinations

Specialized insurance programs tailored to courses, clubhouses, employees, amenities, guests, and high-value property exposures.

We combine insight, process, and responsiveness to deliver smarter coverage and measurable results. combining insights, process and responsiveness to deliver smarter covergae and measurable results

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Built for the Complexities of Golf & Country Club Operations

Industry-Specific Club Expertise

Deep understanding of member services, grounds operations, food service, tournaments, and guest liability.

High-Value Property & Asset Protection

Coverage for clubhouses, maintenance facilities, golf carts, equipment, and premium assets.

Workers Comp & Guest Safety Focus

Experience reducing injuries among grounds crews, hospitality staff, and sports instructors.

Premium Market Access for Club Risks

Strong carrier relationships with specialized golf and hospitality programs.

WHY GOLF & COUNTRY CLUBS CHOOSE T. HUDSON RISK ADVISORS

Expertise Across Private, Semi-Private & Resort Club Models

Scalable Solutions for Multi-Facility Clubs & Expanding Amenities

Tailored Coverage for High-Exposure Environments

Advanced Property Valuation & COPE Accuracy

  • Expertise

Key Club Risk Focus Areas

Comprehensive risk management solutions tailored to the unique challenges of real estate portfolios and property operations.

Guest safety & slip-and-fall prevention

Alcohol service liability & server compliance

Golf cart fleet & maintenance exposure

Grounds crew workers comp hazards

Weather-related risk modeling (wind, hail, flood, wildfire)

Kitchen fire suppression risks

Vendor & event-related contractual risk transfer

High-value equipment protection

Special event liability (tournaments, outings, banquets)

What Brings Us Together

We partner with golf and country clubs to protect members, guests, employees, and long-term financial performance through disciplined insurance program design and proactive risk management.

Understanding

We take the time to learn your operations, contracts, jobsite exposures, subcontractor usage, equipment assets, and growth plans to ensure proper coverage design.

Communication

We communicate proactively with you, your GC partners, your project managers, and your carriers to ensure seamless certificates, compliance, and claims support.

Measured Results 

We aim to reduce friction, prevent losses, improve compliance, and deliver long-term results across safety, operations, and insurance cost.
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Segments We Support

Private Golf Clubs

Semi-Private Clubs

Public Courses with Expanded Amenities

Country Clubs

Resort Golf Courses

Pickleball & Tennis Complexes

Golf Academies & Training Centers

Multi-Amenity Club Developments

Retail Buildings

Coverages We Provide

Commercial Property

Business Income & Extra Expense

General Liability

Liquor Liability

Umbrella & Excess Liability

Workers Compensation

Inland Marine (mowers, tools, irrigation equipment)

Umbrella & Excess Liability

Golf Cart Fleet Coverage

Cyber Liability (POS systems, member databases)

Employment Practices Liability (EPLI)

Directors & Officers (Club Boards)

Crime & Employee Dishonesty

Hired & Non-Owned Auto (event shuttles, staff travel)

Pollution Liability (fertilizers, chemicals)

The T. Hudson Way

We apply a disciplined, engineering-based approach to real estate risk enhancing property resilience, improving underwriting outcomes, and stabilizing long-term portfolio performance.

1. Discovery & Understanding

We analyze operations, exposures, contracts, fleets, equipment, and subcontractor workflows to understand risk across your entire business.

2. Design & Placement

We build a coverage strategy using top regional and national carriers — balancing coverage breadth, pricing competitiveness, and compliance requirements.

3. Support Always

We manage certificates, endorsements, claims support, audits, and renewals with consistent communication and clear service expectations.
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INDUSTRY-SPECIFIC VALUE PROPOSITIONS

Built for Labor-Driven and Guest-Facing Operations:

  • Specialized support for high-churn labor environments
  • WC claims reduction through proactive oversight
  • Safety and onboarding support programs
  • Improved carrier engagement through better classification
  • Multi-state compliance guidance

Reduce Total Cost of Risk:

  • Fewer employee injuries
  • Lower WC loss ratios
  • Better coverage alignment with hospitality operations
  • Reduced liability claims
  • More predictable annual premiums

Service Areas

Primary Service Region with nationwide incidental coverage available for contractors and trades.

Choose the path that fits your needs. Whether you're exploring options, ready to schedule a call, or prepared to begin the onboarding process, we make getting started simple, clear, and comfortable.

T. Hudson Risk Advisors is licensed across the South and Southeast and can support incidental exposures nationwide for contractors and skilled trades.

Where We Operate

Our primary service region is supported by active state licensing, with nationwide
incidental coverage available where permitted by law.

Choose the path that fits your needs. Whether you're exploring options, ready to schedule a call, or prepared to begin the onboarding process, we make getting started simple, clear, and comfortable.

T. Hudson Risk Advisors is an insurance advisory firm licensed across the South and Southeast, providing risk management and insurance solutions for organizations operating across multiple states. Our primary service region is supported by active state licensing, with nationwide incidental insurance coverage available where permitted by law and subject to carrier authorization and regulatory requirements.