Core Industries

Protecting Auto Body Shops, Repair Centers & Service Garages

Insurance programs designed for garage operations, technicians, customer vehicles, tools, equipment, and on-site liability exposures.

We combine insight, process, and responsiveness to deliver smarter coverage and measurable results. combining insights, process and responsiveness to deliver smarter covergae and measurable results

Built for the Realities of Auto Body & Repair Shop Risk

Direct Experience in Shop Operations

Understanding labor risks, customer vehicle liability, and on-site safety challenges.

Strong Garage Liability & Property Market Access

Carriers specializing in auto repair and garage operations.

Claims Expertise for High-Frequency Industries

Handling slip-and-fall, vehicle damage, fire, and theft exposures.

Proven Safety & Loss-Control Impact

Reducing WC claims, shop accidents, and customer liability events.

WHY AUTO BODY & REPAIR SHOPS CHOOSE T. HUDSON RISK ADVISORS

Expertise Across Repair Shops, Body Shops & Fleet Service Centers

Garage Liability Coverage Tailored to Shop Operations

Scalable Solutions for Multi-Bay & Multi-Location Operations

Accurate Tool, Equipment & Property Valuation

Key Auto Shop Risk Focus Areas

Comprehensive risk management solutions tailored to the unique challenges of real estate portfolios and property operations.

Garage liability & non-owned auto exposure

Spray booth and flammable material safety

Lift safety, technician training, OSHA compliance

Theft prevention (tools, parts, customer vehicles)

Workers comp risk (strains, burns, slips, cuts)

Fire suppression system evaluation

Business income interruption

Vendor/contractor risk transfer (towing, suppliers)

What Brings Us Together

We partner with auto body and repair shop owners to improve safety, protect employees, secure customer trust, and deliver multi-year premium stability through structured risk management.

Understanding

We take the time to learn your operations, contracts, jobsite exposures, subcontractor usage, equipment assets, and growth plans to ensure proper coverage design.

Communication

We communicate proactively with you, your GC partners, your project managers, and your carriers to ensure seamless certificates, compliance, and claims support.

Measured Results 

We aim to reduce friction, prevent losses, improve compliance, and deliver long-term results across safety, operations, and insurance cost.

Segments We Support

Auto Body Shops

Collision Repair Centers

Mechanical Repair Shops

Tire & Alignment Centers

Quick Lube Shops

Brake & Transmission Shops

Paint & Refinishing Centers

Fleet Service Garages

Custom & Performance Shops

Coverages We Provide

Garage Liabilit

Garage Liabilit

General Liability

Workers Compensation

Property (shop, equipment, spray booths, lifts)

Commercial Auto

Tools & Equipment / Inland Marine

Business Income & Extra Expense

Umbrella & Excess Liability

Employment Practices Liability (EPLI)

Cyber Liability

Pollution Liability (paint, chemicals, waste disposal)

Crime & Employee Dishonesty

Hired & Non-Owned Auto

The T. Hudson Way

We bring an engineering-focused, detail-driven approach to garage and repair shop risk—ensuring accurate valuations, clean submissions, strong safety programs, and proactive claims management that reduces downtime and loss severity.

1. Discovery & Understanding

We analyze operations, exposures, contracts, fleets, equipment, and subcontractor workflows to understand risk across your entire business.

2. Design & Placement

We build a coverage strategy using top regional and national carriers — balancing coverage breadth, pricing competitiveness, and compliance requirements.

3. Support Always

We manage certificates, endorsements, claims support, audits, and renewals with consistent communication and clear service expectations.

INDUSTRY-SPECIFIC VALUE PROPOSITIONS

Built for Shop Owners & Multi-Bay Operations:

Reduce Total Cost of Risk:

Service Areas

Primary Service Region with nationwide incidental coverage available for contractors and trades.

Choose the path that fits your needs. Whether you're exploring options, ready to schedule a call, or prepared to begin the onboarding process, we make getting started simple, clear, and comfortable.

T. Hudson Risk Advisors is licensed across the South and Southeast and can support incidental exposures nationwide for contractors and skilled trades.

Where We Operate

Our primary service region is supported by active state licensing, with nationwide
incidental coverage available where permitted by law.

Choose the path that fits your needs. Whether you're exploring options, ready to schedule a call, or prepared to begin the onboarding process, we make getting started simple, clear, and comfortable.

T. Hudson Risk Advisors is an insurance advisory firm licensed across the South and Southeast, providing risk management and insurance solutions for organizations operating across multiple states. Our primary service region is supported by active state licensing, with nationwide incidental insurance coverage available where permitted by law and subject to carrier authorization and regulatory requirements.