Excess & Umbrella Liability Insurance for Businesses Across the Southeast Protecting companies in Georgia, Florida, Alabama, Tennessee, Texas, North Carolina, and South Carolina.
Umbrella insurance provides additional liability limits above your primary General Liability, Commercial Auto, and Employers Liability policies, helping protect against catastrophic claims.
Understanding labor risks, customer vehicle liability, and on-site safety challenges.
Policies structured to reduce gaps and control risk.
Dedicated support to protect you during claims.
What This Policy Covers :
Additional coverage above underlying policies.
May cover certain claims excluded by primary policies.
Sits over GL, Auto, and Employers Liability.
Protection against large bodily injury lawsuits.
Meets higher limit requirements.
Protection for claims occurring outside the U.S.
Understanding First – We learn your operations and financial structure. Design & Placement – Policies structured accurately to avoid audit surprises. Ongoing Support – Managing estimates, classification updates, and renewal audits.
We learn how your business operates and what exposures exist.
We match your needs with the right carriers and design proper limits and endorsements.
Certificates, compliance support, contract review, and claims assistance year-round.
Why Businesses Choose T. Hudson Risk Advisors:
Excess Liability (Umbrella) Insurance FAQ :
A: Limits depend on contracts, asset values, and risk profile.
A: Often required by lenders, contracts, or leases.
A: Industry, values insured, location, and loss history.
A: Yes, often packaged with other core policies.
