General Liability Insurance for Businesses Across the Southeast Protecting companies in Georgia, Florida, Alabama, Tennessee, Texas, North Carolina, and South Carolina.
General Liability (GL) provides foundational protection against claims of bodily injury, property damage, and personal or advertising injury. Most contracts require GL coverage, and it is essential for reducing business risk across industries, especially in construction, real estate, staffing, professional services, logistics, and municipal sectors.
Understanding labor risks, customer vehicle liability, and on-site safety challenges.
Policies structured to reduce gaps and control risk.
Dedicated support to protect you during claims.
What General Liability Covers :
Protects your business if you cause injury or physical damage to others.
Protects against libel, slander, and advertising-related claims.
Covers incidents occurring at your business location or jobsite.
Protects against claims arising after work is completed.
Covers liability you assume under certain contracts.
Required by vendors, landlords, and general contractors.
Understanding First – We learn your operations and financial structure. Design & Placement – Policies structured accurately to avoid audit surprises. Ongoing Support – Managing estimates, classification updates, and renewal audits.
We learn how your business operates and what exposures exist.
We match your needs with the right carriers and design proper limits and endorsements.
Certificates, compliance support, contract review, and claims assistance year-round.
Why Businesses Choose T. Hudson Risk Advisors:
General Liability FAQ :
A: Most businesses carry $1M per occurrence and $2M aggregate, but limits vary by contract and industry.
A: Not legally in most states, but often required by contracts, landlords, and clients.
A: Premiums vary by industry, revenue, payroll, and loss history.
A: Only if your policy includes specific endorsements requires review.
