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Cyber Liability Insurance to Protect Your Business From Cyber Attacks

Comprehensive cyber liability insurance designed to protect your business from data breaches, ransomware, social engineering, and financial loss.

  • Safeguard sensitive customer and employee data
  • Reduce financial risk from cybercrime and data breaches
  • Coverage for ransomware, business interruption, and forensic recovery

Why Every Business Needs Cyber Liability Insurance

 Cyber attacks are increasing across all industries, and small to mid-sized businesses are now the #1 target for hackers. Whether your company stores data in the cloud, processes payments, or operates online systems, you face significant cyber risk. More than one-third of U.S. businesses experience a data breach each year, resulting in costly legal, financial, and operational consequences.

Cyber insurance provides essential protection that general liability policies do not, helping businesses recover quickly and reduce long-term damage.

First-Party Cyber Coverage Protecting Your Business Internally

First-party cyber liability insurance covers direct losses your business experiences during a cyber attack or data breach.

Data Breach Response & Notification

Covers legally required communication to affected customers and employees.

Forensic Investigation Costs

Pay for cybersecurity experts to identify, contain, and eliminate the breach.

Data Restoration & System Recovery

Restore compromised files, software, and corrupted data.

Cyber Extortion / Ransomware Coverage

Protects your company if criminals encrypt, steal, or threaten your data.

Business Interruption Losses

Replaces revenue lost during system outages caused by cyber attacks.

Crisis Management & Public Relations Support

Helps protect your reputation after a cyber incident

Unauthorized Access or Use of Systems

Coverage when criminals access your network or confidential data.

Social Engineering Fraud

Financial protection from deceptive schemes targeting employees.

Third-Party Cyber Liability Insurance for Legal and Regulatory Protection

Third-party cyber insurance protects your business when customers, vendors, or regulatory agencies file claims due to a cyber incident.

Regulatory Defense & Fines – Coverage for investigations, legal defense, and certain fines and penalties.

PCI DSS Fines & Penalties – Protection from payment card industry assessments after a breach.

Media Liability & Content Coverage – Coverage for online media, copyright infringement, and digital content disputes.

Privacy Liability & Disclosure Claims – Protects against claims of mishandled or exposed personal information.

Denial-of-Service Attack Liability – Coverage when your compromised systems disrupt others’ operations.

Consumer Redress & Settlement Costs – Helps pay for third-party settlements and court-ordered compensation.

Why General Liability Insurance Does Not Cover Cyber Risk

General Liability vs Cyber Liability Insurance

Most business owners mistakenly believe they are protected — but general liability excludes nearly all cyber-related losses.

General Liability Insurance:

● Excludes data breach expenses

● Does not cover cyber extortion or ransomware

● No coverage for forensic investigation

● No protection for lost revenue from system outages

Cyber Liability Insurance :

● Covers data breach costs and cyber forensics

● Ransomware and cyber extortion protection

● Notification and credit monitoring services

● Business interruption and data recovery

Miscellaneous Bonds (lost securities, lease guarantees, utility guarantees, union benefits)

Without a cyber liability policy, a single breach could threaten your company’s survival.

Industries That Benefit Most From Cyber Insurance

Who Needs Cyber Liability Insurance?

Any company that stores data, accepts payments, or uses cloud-based systems can benefit from cyber insurance protection.

High-ranking keyword industries:

Professional services & consultants

Healthcare and medical practices

Financial services & accounting firms

Real estate & property management

Retailers and e-commerce businesses

Staffing firms, hospitality, and service providers

Municipalities and public entities

Construction and contractors

Technology companies & SaaS providers

Our Simple Cyber Insurance Process

How We Help You Protect Your Business From Cyber Threats

Cyber Risk Assessment

We evaluate vulnerabilities, data exposure, and system security.

Tailored Cyber Liability Program

We design a customized policy based on your risk profile.

Ongoing Support & Incident Response

If a breach occurs, we guide you through the response, recovery, and claims process.

Ready to Protect Your Business From Cyber Risk?

Get expert guidance and customized cyber liability insurance built for the threats facing modern businesses.