Services

Policies

COMMERCIAL AUTO INSURANCE

Commercial Auto Insurance for Businesses Across the Southeast
Protecting companies in Georgia, Florida, Alabama, Tennessee, Texas, North Carolina, and South Carolina.

Why Your Business Needs Commercial Auto Insurance

Commercial Auto insurance provides liability and physical damage coverage for vehicles used in business operations. It protects your company against accidents involving owned, hired, or non-owned vehicles.

Fast Certificates

Understanding labor risks, customer vehicle liability, and on-site safety challenges.

Smart Coverage Design

Policies structured to reduce gaps and control risk.

Claims Advocacy

Dedicated support to protect you during claims.

CORE COVERAGE HIGHLIGHTS

What This Policy Covers

Auto Liability

Bodily injury and property damage caused by company vehicles.

Physical Damage

Comprehensive and collision coverage for owned vehicles.

Hired Auto Liability

Coverage for rented or leased vehicles.

Non-Owned Auto Liability

Employee-owned vehicles used for business purposes.

Medical Payments

Limited medical coverage regardless of fault.

Uninsured / Underinsured Motorist

Protection against drivers without adequate insurance.

WHO WE INSURE

Contractors & Trades

Municipalities & Public Entities

Real Estate Investors & Developers

Transportation & Logistics Companies

Professional Services

Staffing Firms

Hospitality & Retail

The T. Hudson Way

Understanding First – We learn your operations and financial structure. Design & Placement – Policies structured accurately to avoid audit surprises. Ongoing Support – Managing estimates, classification updates, and renewal audits.

Discovery & Understanding:

We learn how your business operates and what exposures exist.

Design & Placement

We match your needs with the right carriers and design proper limits and endorsements.

Ongoing Support & Renewal Review

Certificates, compliance support, contract review, and claims assistance year-round.

RECOMMENDED COMPLEMENTARY COVERAGES

Workers Compensation

Commercial Auto

Cyber Liability

Builders Risk

Professional Liability (E&O)

Umbrella Insurance

VALUE PROPOSITION

Why Businesses Choose T. Hudson Risk Advisors:

Industry-specific expertise

Fast response + rapid certificate turnaround

Strategic contract review to identify negotiable terms

Proactive claims management & advocacy

Access to top national and regional carriers

FAQs

Commercial Auto Insurance FAQ:

Q: How much coverage do I need?

A: Limits depend on contracts, asset values, and risk profile.

A: Often required by lenders, contracts, or leases.

A: Industry, values insured, location, and loss history.

A: Yes, often packaged with other core policies.

Ready to Protect Your Business?