Core Industries

Protecting Commercial Properties, Owners & Investment Portfolios

Specialized Insurance Programs for Real Estate, Hospitality, Industrial, and Mixed-Use Assets

We combine insight, process, and responsiveness to deliver smarter coverage and measurable results. combining insights, process and responsiveness to deliver smarter covergae and measurable results

Built for the Complexities of Commercial Real Estate Risk

Industry-Specific Property Expertise

Deep understanding of tenant, infrastructure, and structural exposures.

Advanced Risk Engineering & Valuation Support

COPE accuracy, replacement cost modeling, carrier-ready submissions.

Preferred Market Access

Strong relationships with national and specialty property carriers.

Proven Portfolio Performance

Reduced claim severity, stronger compliance, stabilized premiums.

WHY REAL ESTATE OWNERS CHOOSE T. HUDSON RISK ADVISORS

Deep Real Estate & Property Industry Knowledge

Underwriting-Ready Submission Quality

Access to Top Property Markets

Scalable Solutions for Multi-Property Portfolios

Key Real Estate Risk Focus Areas

Comprehensive risk management solutions tailored to the unique challenges of real estate portfolios and property operations.

COPE Data Accuracy and Valuation Support

Tenant Operations and Contractual Risk Transfer

Business Income and Extra Expense Modeling

Fire Protection, Water Intrusion, and Sprinkler Adequacy

CAT Risk Assessment and Mitigation

Loss-Run Improvement Strategies

What Brings Us Together

Strong partnerships are built on alignment, clarity, and trust. We work closely with owners,
managers, and developers to reduce risk and strengthen insurance stability.

Understanding

We take the time to learn your operations, contracts, jobsite exposures, subcontractor usage, equipment assets, and growth plans to ensure proper coverage design.

Communication

We communicate proactively with you, your GC partners, your project managers, and your carriers to ensure seamless certificates, compliance, and claims support.

Measured Results 

We aim to reduce friction, prevent losses, improve compliance, and deliver long-term results across safety, operations, and insurance cost.

Property Verticals We Insure

Entertainment Studios

Manufacturing Buildings

Multi-Family Residential

Self-Storage Facilities

Strip Malls

Hotels

Mixed-Use Properties

Office Buildings

Senior Living Communities

Warehouses

Industrial Buildings

Mini-Warehousing

Retail Buildings

Shopping Centers

Coverages We Provide

Commercial Property

Business Income & Extra Expense

General Liability

Tenant Legal Liability

Equipment Breakdown

Builder’s Risk

Ordinance & Law Coverage

Umbrella & Excess Liability

Cyber Liability

Pollution Liability

Employment Practices Liability

Directors & Officers Liability

Flood & Earthquake

The T. Hudson Way

We apply a disciplined, engineering-based approach to real estate risk—enhancing property resilience, improving underwriting outcomes, and stabilizing long-term portfolio
performance.

1. Discovery & Understanding

We analyze operations, exposures, contracts, fleets, equipment, and subcontractor workflows to understand risk across your entire business.

2. Design & Placement

We build a coverage strategy using top regional and national carriers — balancing coverage breadth, pricing competitiveness, and compliance requirements.

3. Support Always

We manage certificates, endorsements, claims support, audits, and renewals with consistent communication and clear service expectations.

INDUSTRY-SPECIFIC VALUE PROPOSITIONS

Built for Property Owners & Investment Groups:

Reduce Total Cost of Property Risk:

Where We Operate

Our primary service region is supported by active state licensing, with nationwide
incidental coverage available where permitted by law.

Choose the path that fits your needs. Whether you're exploring options, ready to schedule a call, or prepared to begin the onboarding process, we make getting started simple, clear, and comfortable.

T. Hudson Risk Advisors is an insurance advisory firm licensed across the South and Southeast, providing risk management and insurance solutions for organizations operating across multiple states. Our primary service region is supported by active state licensing, with nationwide incidental insurance coverage available where permitted by law and subject to carrier authorization and regulatory requirements.

Service Areas

Primary Service Region with nationwide incidental coverage available for contractors and trades.

Choose the path that fits your needs. Whether you're exploring options, ready to schedule a call, or prepared to begin the onboarding process, we make getting started simple, clear, and comfortable.

T. Hudson Risk Advisors is licensed across the South and Southeast and can support incidental exposures nationwide for contractors and skilled trades.