Core Industries

Protecting America’s Fleets, Drivers & Service Operations

Risk-Engineered Insurance Programs for Transportation, Delivery, and Mobile Service Teams

We combine insight, process, and responsiveness to deliver smarter coverage and measurable results. combining insights, process, and responsiveness to deliver smarter coverage and measurable results

Built for the Realities of Fleet & Service Operations

Industry-Specific Expertise

Deep operational knowledge of commercial auto, delivery fleets, and mobile service units.

Data-Driven Safety & Compliance

Telematics insights, driver scorecards, DOT compliance, and MVR monitoring.

Strategic Carrier Relationships

Access to competitive national and specialty fleet markets.

Proven Multi-State Results

Reduced loss frequency, improved performance, and long-term cost stability.

Why Fleets & Service Companies Choose T. Hudson Risk Advisors

Specialized Fleet & Service Industry Expertise

Deep understanding of your unique operational risks and coverage needs.

Safety-Driven Risk Management

Proactive programs that reduce accidents and improve driver performance.

Carrier Access That Improves Your Position

Strategic relationships with top-tier carriers for competitive terms.

Scalable Programs for Expanding Fleets

Insurance solutions that grow with your business operations.

Industry-Specific Support for Modern Fleet Operations

What Brings Us Together

Strong partnerships are rooted in clarity, transparency, and aligned objectives. We collaborate closely with fleet operators to reduce risk and drive stability.

Understanding

We take the time to learn your operations, contracts, jobsite exposures, subcontractor usage, equipment assets, and growth plans to ensure proper coverage design.

Communication

We communicate proactively with you, your GC partners, your project managers, and your carriers to ensure seamless certificates, compliance, and claims support.

Measured Results 

We aim to reduce friction, prevent losses, improve compliance, and deliver long-term results across safety, operations, and insurance cost.

Insurance Coverage for Fleets & Service Operations

HVAC, plumbing, electrical, mechanical fleets

Comprehensive coverage for trade service vehicles and equipment.

Mobile repair & field service teams

Protection for on-site service operations and mobile workforce.

Strategic Carrier Relationships

Access to competitive national and specialty fleet markets.

Regional transportation fleets

Coverage for regional hauling and transportation operations

Utility & telecom fleets

Tailored solutions for utility service and telecom vehicles.

Construction service vehicles

Robust coverage for construction fleet operations.

Coverages We Provide

Commercial Auto & Fleet Liability

Physical Damage & Motor Truck Cargo

General Liability

Workers' Compensation

Umbrella & Excess Liability

Inland Marine

Property & Business Interruption

Cyber Liability (telematics systems & fleet software)

Garagekeepers Legal Liability

Pollution Liability

Employment Practices Liability

Directors & Officers Liability

The T. Hudson Way

A structured approach built around clarity, confidence, and results.

1. Discovery & Understanding

We analyze operations, exposures, contracts, fleets, equipment, and subcontractor workflows to understand risk across your entire business.

2. Design & Placement

We build a coverage strategy using top regional and national carriers — balancing coverage breadth, pricing competitiveness, and compliance requirements.

3. Support Always

We manage certificates, endorsements, claims support, audits, and renewals with consistent communication and clear service expectations.

Where We Operate

Our primary service region is supported by active state licensing, with nationwide
incidental coverage available where permitted by law.

Choose the path that fits your needs. Whether you're exploring options, ready to schedule a call, or prepared to begin the onboarding process, we make getting started simple, clear, and comfortable.

T. Hudson Risk Advisors is an insurance advisory firm licensed across the South and Southeast, providing risk management and insurance solutions for organizations operating across multiple states. Our primary service region is supported by active state licensing, with nationwide incidental insurance coverage available where permitted by law and subject to carrier authorization and regulatory requirements.